If you have ever encountered credit loans, you are aware of the pitfalls of this process. Great if you are after a payout has remained at a high account at the Bank which issued your credit, and with it the whole banking system. Otherwise, a new loan with very bad credit history much more difficult to obtain. To say it’s impossible. In this article you will learn the secrets of credit, if you have any problems with payments to the Bank.
Can I get a loan with bad credit history
This issue is acute for those borrowers who had failed in the previous situation with the order of payments or still owe a Bank, even a small amount of money. Loans with a damaged KEY to get there is a chance, but it will apply to state banks, and other private organizations who will be able to solve your financial issues and take a certain amount of money:
- credit brokers;
- private investors.
In such organizations, the loan comes with higher interest rate. But the overpayment is worth it, especially because you are unlikely to receive a waiver. However, to take a car loan, a mortgage or other large sums, rather will not work. Better to fix a bad history on credits, than to deceive the entire banking system. In the future, count on loans from state banks on more favorable terms than those offered by small businesses and private investors.
Ways of getting money loans:
Ways to get loans with tainted KI more than if you received money in the Bank. Some of the options are particularly suitable for those who do not want to get a card to transfer or the amount required for payment of goods or services over the Internet. The classic version of money – cash, however, this method remains the first among the options of obtaining loans. Choose more suitable way and go forward – toward the realization of his dream material!
If you have found a convenient way to get loan in your city, then most likely, the opportunity to receive money in cash . If the amount is very large, try immediately to use it properly or to put on the card. So you protect yourself from fraud or unnecessary spending. Remember who you gave money, you are obliged to return them with interest. So better to spend wisely.
To card online
The loan online on the card – the most convenient way for customers with tainted KI. You can find any organization via the Internet, fill out a form and wait for confirmation of your request. If an application for credit you will be approved, then wait for the replenishment of your Bank card. Often the transfer of the requested amount is instantly. Remember that when withdrawing cash from the card, most likely, have to pay an additional fee that the ATM charges.
On kiwi purse
A relatively new feature of many credit institutions. For those who plans to spend the requested amount on buying things over the Internet. In order to withdraw the money in cash, you will need to pay a cent Bank, which will conduct the operation. The claimed amount is transferred instantly after the application is approved. To make your own kiwi purse on the site that provides this service.
With the help of service Contact
To use the service Contact, you first need to make sure your city is supported on this system. A few minutes after confirmation of your application for the loan is sent to the transfer number, which can be cashed only in special cash points of «Contact». Be sure to take your passport and the transfer number.
Where to get a loan with bad credit history in Moscow
If you are a resident of Moscow, it is rather a question, where can I get a loan with bad credit history, have repeatedly arisen in your life. Moscow has always been famous for their numerous financial transactions and is the main economic center of Russia. Local financial institutions are always ready to help the borrowers, but often asked for this service does not small percentages.
Here is a list of some of the places where you will be given a loan with very bad credit history:
- Займ911.the Russian Federation website, where you can receive a loan up to 200,000 rubles. The questionnaire and approval of the application is online, without references and guarantors
- Miscredit. Offers to get a loan immediately on the first page of your site. Without unnecessary documents and check to the office of the loan will be approved, and the required amount in the shortest possible time will you have on hand.
- Films. Convenient service where you get an answer within an hour after applying for the loan. The application process is fast, requires no special references and guarantors.
- The Loan Without Failure. Makes loans to persons from 18 years. In case of timely repayment of the loan does not take any interest.
What banks give the credit with bad KI and delinquency
Among large banking organizations may also be noted and known to all more than home Credit. The Bank is ready to give quick loans even to those customers who have on account of there are debts to other banks. The loan is secured, together with the special credit card. Such lending in the Bank home Credit is actively used by residents of St. Petersburg and Moscow. To learn about the possibility of receiving credit directly from home by submitting an online application for the necessary amount.
How to fix credit history
To fix your KEY need to be patient, because it will require a lot of time. Take a small loan from the Bank or the store when buying expensive goods. The main condition is to repay the loan within the period requested. If you repeat this procedure several times for 2-5 years, the story is much to change and some banks will again be able to trust you. Then you will be able to borrow on good terms and not to pay unknown commercial organizations.
Please note that a small amount of credits are provided by many banks. So don’t be afraid of rejection because of his KI. If you need large amount and in no time, then it is unlikely it will ask for a loan from the Bank. It is better to use the above tips and correct your story, or find a private investor or another financial institution that can help you in solving the problem.
Video: assistance in obtaining urgent microloan online
The video below contains lots of useful information about how to apply for a micro loan online, what Bank can you get loans with bad credit history and other issues on this topic. Take advantage of all the tips and tricks, don’t forget about the risks. Remember that to give micro-loans will be higher interest than those offered by state banks. Before asking for financial support to NGOs, try to fix his KI and take advantage of the official proposals of well-known banks.