Buy a second-hand car is a risky occupation to a potential buyer. In addition, the vehicle may be in bad condition, there is a risk to get even more trouble – the machine can be credit. Many do not know how to check a car for collateral in the Bank, and this procedure is very important. A vehicle with such a history as the worst acquisition for the buyer.
How to check restrictions on car
When making a car loan is considered as a guarantor of payment, so before to check the car Deposit in the Bank, you need to know all the restrictions applied by the bailiffs on him. Title in the contract of the buyer with the lender remains with the second party. It will be issued to the owner only after all financial obligations.
Without PTSD to conclude contracts concerning the vehicle, however, fraudsters came up with the scheme, providing only a copy of the passport of the machine. The negligence of the buyer may result in all debt imposed on movable property will pass by law to the new owner. As TS put such a restriction as arrest – forced procedure a single bailiff service of Russia in order to ensure compliance by the debtor with the court’s decisions under the credit agreement.
Indicating the Deposit
There are several indications that the car in pledge at Bank:
- Evidence of brief but engaging. This information is located in CASCO and its presence indicates that the machine has a bad credit history.
- The absence of the original passport of the vehicle. If you buy a car you give the duplicate title, the car probably with a bad credit history. This document is at the lowest simple procedure in DPS filed an application for the loss of the original passport, and the information entered into the database.
- The lowest price of the car. Before you purchase the desired movable property should examine the secondary market of vehicles, pricing. Low cost car suggests that the owner is trying to sell the vehicle in the shortest possible time, which also means a bad credit history.
- No contract of sale. In the paper are evidence that the CU is not paid on a Bank loan.
- The Treaty Commission. This nuance is the reason why you should refrain from purchasing the vehicle. Information indicated in the TCP.
- Sale after a minimum purchase. Since most loans are under the system of triennial payments, less use of a working vehicle when selling unnatural, and the car probably isn’t paid on the loan.
Where check car loan or pledge
The recently ended government initiated the procedure of establishing a unified registry of movable property credit. This base secured cars store information on movable property, which is the unpaid loan a legal entity. To track the vehicle, which has outstanding loan of the Bank may: visit reestr-zalogov.ru. If there is a desire to receive such a statement, you need to buy this service for $ 100. There is also a way to know the condition of collateral – check vehicle code wines. It is possible, by visiting the website vin.auto.ru.
Check by VIN number
You should check your car for collateral perhaps by VIN number:
- Go to the website vin.auto.ru
- Enter wines code check the vehicle (chassis or body).
- Make sure there is a tick opposite by selecting «check Deposit».
- Click «learn».
- Wait until information.
Video about car collateral from banks
In order to buy a desired vehicle went smoothly, you need to have the necessary information – whether the restriction imposed on the registration of the vehicle. Auto debt promises the new owner a big problem. Learn from the video: how to check the car to arrest and what to do if you have been duped by fraudsters.
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